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Should I sign the back of my credit card?
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Yes, it is a way to prevent credit card fraud.
See the Visa Risk Management site for merchants who accept credit cards:
http://usa.visa.com/merchants/risk_management/card_present.html
When a merchant accepts credit cards, the merchant is responsible for checking identities, because it is the merchant who loses out of fraudulent purchases. If someone steals a credit card and purchases a Snow Blower at a hardware store, the former owner of the credit card is not liable. It usually (in my experience) results in a cancellation of your existing credit card, and issuance of a new credit card.
Merchants are SPECIFICALLY instructed to reject credit cards that people "cleverly" write "See ID". What they do not realize is that a stolen real credit card matched with a fake ID equals fake purchase, because now there is no signature record on the card.
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Posted on Tuesday, September 23, 2008 @ 13:03:46 UTC by BB
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